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Randy Umbaugh

(574) 268-2844

When Markets React Online Access for NFS Accounts Retirement Redefined RE: Retirement
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dil•i•gent – characterized by steady, earnest, and energetic application and effort

(Webster’s New Collegiate Dictionary)


The purpose of Diligent Wealth Management is found in the name…using thorough and persistent effort to guide you in the stewardship of your financial resources.  This starts by listening to you, learning about your situation, your likes, your dislikes, your values, and your goals.  This forms the foundation of your financial plan.

By providing you with the knowledge, alternatives, and  recommendations developed specifically for you, you can choose the path toward your financial goals.

When we travel, we cannot control the weather or predict where each traffic jam will occur.  Yet we do not throw everything to chance.  We pack, prepare, and select the route that seems best suited to reach our destination while remaining flexible to adjust our course as needed.  In the same way, your financial journeys deserve and require attention and forethought.

The plans of the diligent lead surely to advantage, but everyone who is hasty comes surely to poverty. – Proverbs 21:5 

 

New clients are accepted by referral from existing clients.

Helpful Content

Contributing to an IRA?

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

Bi-Weekly Payments

Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Roth 401(k) vs. Traditional 401(k)

Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

 

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Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.

The ABCs of Zero Coupon Bonds

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A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

Choices for Your 401(k) at a Former Employer

Individuals have three basic choices with the 401(k) account they accrued at a previous employer.

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What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

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This calculator can help you estimate how much you may need to save for retirement.

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Estimate the total cost in today's dollars of various mortgage alternatives.

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Estimate how much income may be needed at retirement to maintain your standard of living.

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Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

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Investment tools and strategies that can enable you to pursue your retirement goals.

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Protecting Those Who Matter Most

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Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

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What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

Retirement Redefined

Around the country, attitudes about retirement are shifting.

Jane Bond: Infiltrating the Market

Agent Jane Bond is on the case, cracking the code on bonds.

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